{"id":296,"date":"2023-12-08T12:27:28","date_gmt":"2023-12-08T12:27:28","guid":{"rendered":"https:\/\/www.denizcakmak.com\/hbr\/mevduat-faizi-yuzde-50ye-yaklasti\/"},"modified":"2023-12-08T12:30:30","modified_gmt":"2023-12-08T12:30:30","slug":"mevduat-faizi-yuzde-50ye-yaklasti","status":"publish","type":"post","link":"https:\/\/www.denizcakmak.com\/hbr\/mevduat-faizi-yuzde-50ye-yaklasti\/","title":{"rendered":"Mevduat faizi y\u00fczde 50&#8217;ye yakla\u015ft\u0131"},"content":{"rendered":"<p>Ekonomi y\u00f6netiminin de\u011fi\u015fmesiyle Merkez Bankas\u0131 haziran ay\u0131nda faiz art\u0131\u015flar\u0131na ba\u015flad\u0131. Faiz son 6 toplant\u0131da toplam 31,5 puan y\u00fckseltildi.<\/p>\n<p>Faizdeik art\u0131\u015f bankalar\u0131n mevduat faizlerine de yans\u0131yor. Merkez Bankas\u0131 verilerine g\u00f6re, ge\u00e7en hafta 1 aya kadar vadeli mevduatta ortalama faiz y\u00fczde 40,77 oldu. Mevduata 1-3 aya kadar vadelide y\u00fczde 49,33, 6 aya kadar vadelide 48,87, 1 y\u0131la kadar vadelide ise y\u00fczde 45,12 faiz verildi.<\/p>\n<p>Akademisyen Do\u00e7. Dr. Levent Y\u0131lmaz, &#8220;Yava\u015f yava\u015f y\u00fczde 50&#8217;leri telaffuz etmeye ba\u015flad\u0131k. Olduk\u00e7a g\u00fc\u00e7l\u00fc bir mevduat faizine i\u015faret eidyor. Burada kritik konu mevduat faizlerinin ne kadar y\u00fckselece\u011fi. \u00c7\u00fcnk\u00fc garanti bir getiriden bahsediyoruz.&#8221; de\u011ferlendirmesi yapt\u0131.<\/p>\n<p><strong>100 B\u0130N L\u0130RA NE KADAR GET\u0130R\u0130YOR?<\/strong><\/p>\n<p>Mevduata 100 bin lira yat\u0131ran biri 1 ay i\u00e7in y\u00fczde 3,4 faiz al\u0131yor. Yani d\u00f6nem sonunda paras\u0131 103 bin 400 lira oluyor.<\/p>\n<p>1-3 ay aras\u0131 vadede y\u00fczde 12,3 getiri var. 3 ay\u0131n sonunda 100 bin lira 112 bin 300 liraya \u00e7\u0131k\u0131yor.<\/p>\n<p>6 ay vade i\u00e7in y\u00fczde 24,4 getiri oran\u0131 sa\u011flan\u0131yor. 100 bin lira 6 ay\u0131n sonunda 124 bin 400 liraya y\u00fckseliyor.<\/p>\n<p>1 y\u0131l vade i\u00e7in ise ortalama faiz y\u00fczde 45,12 civar\u0131nda. Yani 12 ay sonra cebe girecek para 145 bin 120 lira.<\/p>\n<p><strong>EN Y\u00dcKSEK FA\u0130Z KKM&#8217;DEN \u00c7IKANA<\/strong><\/p>\n<p>En y\u00fcksek mevduat faizini d\u00f6vizden d\u00f6nen kur korumal\u0131 mevduat m\u00fc\u015fterileri al\u0131yor.<\/p>\n<p>Bankalar bu alandaki y\u00fck\u00fcml\u00fcl\u00fcklerini yerine getirmek i\u00e7in d\u00f6viz KKM&#8217;si olan m\u00fc\u015fteriye daha fazla faiz \u00f6neriyor.<\/p>\n<p>Ayr\u0131ca, yat\u0131r\u0131lacak paran\u0131n b\u00fcy\u00fckl\u00fc\u011f\u00fc ve vadesi de faiz oran\u0131n\u0131 etkiliyor.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Ekonomi y\u00f6netiminin de\u011fi\u015fmesiyle Merkez Bankas\u0131 haziran ay\u0131nda faiz art\u0131\u015flar\u0131na ba\u015flad\u0131. Faiz son 6 toplant\u0131da toplam 31,5 puan&#8230;<\/p>\n","protected":false},"author":1,"featured_media":298,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[],"class_list":["post-296","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-gundem"],"_links":{"self":[{"href":"https:\/\/www.denizcakmak.com\/hbr\/wp-json\/wp\/v2\/posts\/296","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.denizcakmak.com\/hbr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.denizcakmak.com\/hbr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.denizcakmak.com\/hbr\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.denizcakmak.com\/hbr\/wp-json\/wp\/v2\/comments?post=296"}],"version-history":[{"count":2,"href":"https:\/\/www.denizcakmak.com\/hbr\/wp-json\/wp\/v2\/posts\/296\/revisions"}],"predecessor-version":[{"id":324,"href":"https:\/\/www.denizcakmak.com\/hbr\/wp-json\/wp\/v2\/posts\/296\/revisions\/324"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.denizcakmak.com\/hbr\/wp-json\/wp\/v2\/media\/298"}],"wp:attachment":[{"href":"https:\/\/www.denizcakmak.com\/hbr\/wp-json\/wp\/v2\/media?parent=296"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.denizcakmak.com\/hbr\/wp-json\/wp\/v2\/categories?post=296"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.denizcakmak.com\/hbr\/wp-json\/wp\/v2\/tags?post=296"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}